5 HOUSING TRENDS WE EXPECT IN 2017

Many real estate experts are predicting an overall positive housing market for 2017, despite the uptick in interest rates that are checking in at 4.25 percent and higher as of June 1. Compared with below 4 percent in 2016, this rate rise could slow home sales. But, since interest rates are still at historic lows… Continue reading 5 HOUSING TRENDS WE EXPECT IN 2017

June Events In Charleston!

June is here and it is already steamy! Spoleto is almost half way over, but there are still lots of amazing things to enjoy from it. Our very own Stingrays Hockey team has made it to the Championship Finals of the Kelly Cup. If you love our local hero Bill Murray as much as we… Continue reading June Events In Charleston!

HAVE YOU AVOIDED LOOKING TO BUY A HOME BECA– USE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?

Zach Larichiuta and the Lucy Lending Team are thrilled to announce the 1% Down Payment Program available to our valued clients! With the newly released Homeownership Advantage Program; buyers no longer need a large sum of cash to secure a home. This program focuses on supporting first-time homebuyers, low- and moderate-income borrowers, and families in… Continue reading HAVE YOU AVOIDED LOOKING TO BUY A HOME BECA– USE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?

The Fed is 98% Likely to Raise Rates Next Week!

Federal Reserve Chief, Janet Yellen, again confirmed last week her intent to raise short-term interest rates this month,as long as inflation and employment data continue to meet the Fed’s expectations; which both are expected to do. The next Fed meeting is March 14-15, the Fed will most likely raise rates from the current 0.75% to… Continue reading The Fed is 98% Likely to Raise Rates Next Week!

Another Day In Paradise!!!

We are so lucky to call Charleston our home! Do you want to as well? Give Zach Larichiuta and the Lucy Lending Team a call to see how we can make your dreams come true! Follow us on Instagram @lucylendingteam https://www.instagram.com/lucylendingteam/ #sullivans #sullivansisland #charleston #chs #realestate #sunrise #nofilter #trusted #lender #financing #mortgage #homeowner #homebuyer #lucylendingteam… Continue reading Another Day In Paradise!!!

Lock-in Your Refinance Before September 14th!

The Federal Housing Finance Agency (FHFA) recently announced a new Adverse Market Fee that may impact your ability to take advantage of today’s historically low rates to refinance your current mortgage. Here’s everything you need to know about this new fee: WHO IS IMPOSING A FEE? AND HOW MUCH IS IT? Fannie Mae and Freddie… Continue reading Lock-in Your Refinance Before September 14th!

CHARLESTON EVENTS IN SEPTEMBER

What an incredible summer we had! The best part of the year is approaching quickly: fall! School is back in session, football is starting, and cooler temps are on the way. September is going to be a great month. The Lowcountry Jazz Festival kicks things off at the Gaillard Center. Charleston Restaurant Week and Charleston… Continue reading CHARLESTON EVENTS IN SEPTEMBER

NOVEMBER CALENDAR OF EVENTS IN CHARLESTON

Did somebody say Thanksgiving? I don’t know about, but I feel this year is going by at a rapid rate! This month also brings oysters, basketball, Holiday Festival of Lights, and chili. Here is your calendar of events for November: 1-3: Coastal Carolina Fair still in town, Ladson 1-3: Scottish Games and Highland Gathering 1-4:… Continue reading NOVEMBER CALENDAR OF EVENTS IN CHARLESTON

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019 Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350 FOR IMMEDIATE RELEASE 11/27/2018 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. In most of… Continue reading FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019

DECEMBER CALENDAR OF EVENTS IN CHARLESTON

Break out the eggnog and get your guest rooms ready for visitors, Christmas time is here! This is one of the most special times of year in the lowcountry. The Boat parade, James Island County Park’s Holiday Festival of Lights and the Mt Pleasant Christmas parade are a few of my favorite things to do… Continue reading DECEMBER CALENDAR OF EVENTS IN CHARLESTON