EPMI – Enterprise Paid Mortgage Insurance

Most people are familiar with the term “Borrower Paid Mortgage Insurance”, as well as the option for “Lender Paid Mortgage Insurance”. This past July, Fannie Mae, announced the introduction of an additional mortgage insurance pilot program. The mortgage insurance option is called Enterprise-Paid Mortgage Insurance (EPMI) and allows a lender to deliver an over 80% Read more about EPMI – Enterprise Paid Mortgage Insurance[…]

Charleston Area Events March 30 – April 1st, 2018

  Easter is Here! And so is Spring and all the fun events that come with it! Get your family geared up for a fun Holiday weekend in the Lowcountry! Charleston is a city that always knows how to celebrate the joys of life every day, but when a holiday is on the horizon, the Read more about Charleston Area Events March 30 – April 1st, 2018[…]

MOVE OVER MILLENIALS, GENERATION Z IS ALREADY BUYING HOMES!

Were you afraid of growing up and giving up your stress free childhood?  Apparently Generation Z. has no fear at all.  The post-Millennial crop of kids, those born in 1995 and later, are already moving into homeownership! Maria Lamagna, writing for MarketWatch says just shy of 100K members of Gen Z, whose ages top out at Read more about MOVE OVER MILLENIALS, GENERATION Z IS ALREADY BUYING HOMES![…]

SEPTEMBER CALENDAR OF EVENTS IN CHARLESTON

  Cooler weather is coming and we are certainly ready for a break from the heat!  September brings the Jazz Fest, Charleston Restaurant Week, and Charleston Beer Week all in the same month.  Here is your September calendar of events: Aug 30-Sept24: Disney’s The Little Mermaid, Dock St Theater 1-3: 9th Lowcountry Jazz Festival, N Read more about SEPTEMBER CALENDAR OF EVENTS IN CHARLESTON[…]

6 Reasons Charleston Is The Perfect Home For You!

Charleston, South Carolina: the largest and oldest city in the entire state. This gorgeous port city, which was founded in 1670, has been around to witness America’s best and worst moments. It’s now evolved into a festive, bustling town that anybody would be lucky to lay eyes on. Charleston represents a harmonious marriage of the Read more about 6 Reasons Charleston Is The Perfect Home For You![…]

5 HOUSING TRENDS WE EXPECT IN 2017

Many real estate experts are predicting an overall positive housing market for 2017, despite the uptick in interest rates that are checking in at 4.25 percent and higher as of June 1. Compared with below 4 percent in 2016, this rate rise could slow home sales. But, since interest rates are still at historic lows Read more about 5 HOUSING TRENDS WE EXPECT IN 2017[…]

June Events In Charleston!

June is here and it is already steamy! Spoleto is almost half way over, but there are still lots of amazing things to enjoy from it. Our very own Stingrays Hockey team has made it to the Championship Finals of the Kelly Cup. If you love our local hero Bill Murray as much as we Read more about June Events In Charleston![…]

Fannie Mae Helps Borrowers with Student Loan Debt Qualify for a Mortgage!

Fannie Mae announced April 25th that they will make it easier for borrowers with student loans to qualify for a mortgage. This is great new for current and former students who have been overburdened by student loan debt. These changes will go into effect May 1st 2017. The Economist reported in June 2014 that U.S. Read more about Fannie Mae Helps Borrowers with Student Loan Debt Qualify for a Mortgage![…]

HAVE YOU AVOIDED LOOKING TO BUY A HOME BECAUSE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?

Zach Larichiuta and the Lucy Lending Team are thrilled to announce the 1% Down Payment Program available to our valued clients! With the newly released Homeownership Advantage Program; buyers no longer need a large sum of cash to secure a home. This program focuses on supporting first-time homebuyers, low- and moderate-income borrowers, and families in Read more about HAVE YOU AVOIDED LOOKING TO BUY A HOME BECAUSE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?[…]

Another Day In Paradise!!!

We are so lucky to call Charleston our home! Do you want to as well? Give Zach Larichiuta and the Lucy Lending Team a call to see how we can make your dreams come true! Follow us on Instagram @lucylendingteam https://www.instagram.com/lucylendingteam/ #sullivans #sullivansisland #charleston #chs #realestate #sunrise #nofilter #trusted #lender #financing #mortgage #homeowner #homebuyer #lucylendingteam Read more about Another Day In Paradise!!![…]