Is Your Second Mortgage’s Interest Rate Too High?

Call us TODAY! We can get you out of that commitment by these tips here! Apply for your mortgage here. Zach and the Lucy Lending Team 843-469-9010 zach@lucylendingteam.com www.charlestonmortgagelender.com #secondmortgage #mortgage #interestrates #broker #lender #savemoney #money #bills #refinance #zachlarichiuta #lucylendingteam

Mortgage Rates Hit a 12-Month Low As Economic Expansion Looks Vulnerable.

Lock now! Call us to get a rate quote! Read more HERE. Apply for your mortgage HERE! Zach Larichiuta and the Lucy Lending Team 843-469-901 zach@lucylendingteam.com #RealEstate #CHSRealEstate #InterestRates #Charleston #Mortgage #Investor #Homeowner #LockNow #ZachLarichiuta #LucyLendingTeam #Broker

Mortgage Rates Fall to 3-Week Lows After Fed

Mortgage rates fell moderately today, largely in response to the Federal Reserve’s policy announcement.  Federal Reserve Chairman Jerome Powell issued his strongest statement yet Wednesday that the central bank has changed its outlook regarding interest rate hikes. “The case for raising rates has weakened somewhat,” Powell said during a news conference following this week’s two-day Federal Open Market Committee Read more about Mortgage Rates Fall to 3-Week Lows After Fed[…]

Zach Larichiuta Named 40 to Watch by National Mortgage Professionals Magazine!

I am completely humbled and honored to be among the talented people who join me on the National Mortgage Professionals Magazine’s “Next 40 Mortgage Professionals to Watch”. I look forward to continuing to earn that title in 2019 with my incredible team! https://www.nxtbook.com/nxtb…/nmpmedia/nmp_201812/index.php… I would be honored to earn your business and become your lender Read more about Zach Larichiuta Named 40 to Watch by National Mortgage Professionals Magazine![…]

WHAT A GOVERNMENT SHUTDOWN MEANS TO THE MORTGAGE INDUSTRY

Flood InsuranceNo new policies and/or renewals will be processed.   Therefore, if a loan requiring flood insurance does not have the proper insurance in place, it cannot close under any circumstance.If the policy was paid before the shut down or is not yet due for renewal, there is no impact. The shut down only impacts the issuance Read more about WHAT A GOVERNMENT SHUTDOWN MEANS TO THE MORTGAGE INDUSTRY[…]

DECEMBER CALENDAR OF EVENTS IN CHARLESTON

Break out the eggnog and get your guest rooms ready for visitors, Christmas time is here! This is one of the most special times of year in the lowcountry. The Boat parade, James Island County Park’s Holiday Festival of Lights and the Mt Pleasant Christmas parade are a few of my favorite things to do Read more about DECEMBER CALENDAR OF EVENTS IN CHARLESTON[…]

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019 Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350 FOR IMMEDIATE RELEASE 11/27/2018 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. In most of Read more about FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019[…]

NOVEMBER CALENDAR OF EVENTS IN CHARLESTON

Did somebody say Thanksgiving? I don’t know about, but I feel this year is going by at a rapid rate! This month also brings oysters, basketball, Holiday Festival of Lights, and chili. Here is your calendar of events for November: 1-3: Coastal Carolina Fair still in town, Ladson 1-3: Scottish Games and Highland Gathering 1-4: Read more about NOVEMBER CALENDAR OF EVENTS IN CHARLESTON[…]

WE ARE LICENSED IN MULTIPLE STATES

Did you know that Zach Larichiuta and the Lucy Lending Team of Charleston are licensed in multiple states? We are now licensed in North Carolina, George and Florida: as well as our established license and presence in South Carolina. We feel it is vital to be available to our valued clients in every capacity that Read more about WE ARE LICENSED IN MULTIPLE STATES[…]

EPMI – Enterprise Paid Mortgage Insurance

Most people are familiar with the term “Borrower Paid Mortgage Insurance”, as well as the option for “Lender Paid Mortgage Insurance”. This past July, Fannie Mae, announced the introduction of an additional mortgage insurance pilot program. The mortgage insurance option is called Enterprise-Paid Mortgage Insurance (EPMI) and allows a lender to deliver an over 80% Read more about EPMI – Enterprise Paid Mortgage Insurance[…]