HEY DOC! HOW ABOUT 275K MORE BUYING POWER?!

DOCTOR LOAN PROGRAM: As of 2015, the average student loan debt of a doctor was estimated at $183,000. With the current prevailing student loan interest rate at 6.31% with an average length of repayment of 21 that is a estimated a total payment of $1,312. With today’s rate still at historic lows hovering around 4%,… Continue reading HEY DOC! HOW ABOUT 275K MORE BUYING POWER?!

Our CEO, Anthony Hsieh, brings our vision to life – Check out the live demo release of mello!

https://www.youtube.com/watch?v=t14UrRcY_Kk&feature=youtu.be We are always excited to offer our clients new ways to make the lending processes easier, smoother and more accessible. We believe mello will be a game changer for the industry and be an incredibly helpful asset and tool for all of our valued clients! Call us today to schedule a meeting with Zach… Continue reading Our CEO, Anthony Hsieh, brings our vision to life – Check out the live demo release of mello!

HAVE YOU AVOIDED LOOKING TO BUY A HOME BECA– USE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?

Zach Larichiuta and the Lucy Lending Team are thrilled to announce the 1% Down Payment Program available to our valued clients! With the newly released Homeownership Advantage Program; buyers no longer need a large sum of cash to secure a home. This program focuses on supporting first-time homebuyers, low- and moderate-income borrowers, and families in… Continue reading HAVE YOU AVOIDED LOOKING TO BUY A HOME BECA– USE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?

The Fed is 98% Likely to Raise Rates Next Week!

Federal Reserve Chief, Janet Yellen, again confirmed last week her intent to raise short-term interest rates this month,as long as inflation and employment data continue to meet the Fed’s expectations; which both are expected to do. The next Fed meeting is March 14-15, the Fed will most likely raise rates from the current 0.75% to… Continue reading The Fed is 98% Likely to Raise Rates Next Week!

WHAT WILL IT COST TO BUY YOUR DREAM HOME NEXT YEAR?

Are you thinking of buying a home? Are you not sure if you should go for it now or wait? With interest rates and home prices on the rise, this chart will show you how much you could be essentially “saving” and what you could potentially miss out on waiting to buy your dream home!… Continue reading WHAT WILL IT COST TO BUY YOUR DREAM HOME NEXT YEAR?

Another Day In Paradise!!!

We are so lucky to call Charleston our home! Do you want to as well? Give Zach Larichiuta and the Lucy Lending Team a call to see how we can make your dreams come true! Follow us on Instagram @lucylendingteam https://www.instagram.com/lucylendingteam/ #sullivans #sullivansisland #charleston #chs #realestate #sunrise #nofilter #trusted #lender #financing #mortgage #homeowner #homebuyer #lucylendingteam… Continue reading Another Day In Paradise!!!

Lock-in Your Refinance Before September 14th!

The Federal Housing Finance Agency (FHFA) recently announced a new Adverse Market Fee that may impact your ability to take advantage of today’s historically low rates to refinance your current mortgage. Here’s everything you need to know about this new fee: WHO IS IMPOSING A FEE? AND HOW MUCH IS IT? Fannie Mae and Freddie… Continue reading Lock-in Your Refinance Before September 14th!

Seventeen Percent of Consumers Are Unaware That Mortgages Involve Closing Costs!

Even after the new regulations imposed by the Truth-In-Lending/RESPA Integrated Disclosure (TRID) rules and disclosure forms implemented in October of 2015, a shockingly large amount of homebuyers still say their final closing costs caught them by surprise. Some are even unaware that closing costs were even required costs associated with their loan. ClosingCorp, a provider… Continue reading Seventeen Percent of Consumers Are Unaware That Mortgages Involve Closing Costs!

SELF-EMPLOYED? Getting A Mortgage Is Not As Hard As You Think!

Call the Lucy lending Team today, to walk you through the process of obtaining financing as a business owner. We take the time to explain everything thoroughly, address additional concerns such as tax implications and get you in the best spot possible to purchase the home of your dreams. Zach and the Lucy Lending Team… Continue reading SELF-EMPLOYED? Getting A Mortgage Is Not As Hard As You Think!

COVID’s Positive Effect on South East Housing Market

The secret is out; you do not have to live in the Northeast to have a successful career and can have an increased quality of life by simply relocating somewhere that allows and supports that mentality and culture. Prior to the global pandemic, people were leaving the North East in droves due to their exorbitant… Continue reading COVID’s Positive Effect on South East Housing Market