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JANUARY CALENDAR OF EVENTS IN THE CHARLESTON AREA

Hello 2019! I hope everyone had a fantastic holiday season and has started that ease back into regular schedules. Celebration continues this month with football playoffs, Charleston Restaurant Week, The Lowcountry Oyster Festival, and much more. Here is your January 2019 calendar of events: 4,5: Beethoven’s 5th, Gaillard4: Edmondston-Alston House Candlelight Tour5: Secrets to Healthy Read more about JANUARY CALENDAR OF EVENTS IN THE CHARLESTON AREA[…]

WHAT A GOVERNMENT SHUTDOWN MEANS TO THE MORTGAGE INDUSTRY

Flood InsuranceNo new policies and/or renewals will be processed.   Therefore, if a loan requiring flood insurance does not have the proper insurance in place, it cannot close under any circumstance.If the policy was paid before the shut down or is not yet due for renewal, there is no impact. The shut down only impacts the issuance Read more about WHAT A GOVERNMENT SHUTDOWN MEANS TO THE MORTGAGE INDUSTRY[…]

Merry Christmas

Where to Donate in Charleston After the Holiday Season Clean-out!

While it’s always important to give back to the community, it’s especially critical during and after the holiday season. There are numerous families that struggle to fill their home with holiday decorations, give their children and spouses gifts they’ll never forget, and provide home cooked meals for their family and friends. For those that want Read more about Where to Donate in Charleston After the Holiday Season Clean-out![…]

DECEMBER CALENDAR OF EVENTS IN CHARLESTON

Break out the eggnog and get your guest rooms ready for visitors, Christmas time is here! This is one of the most special times of year in the lowcountry. The Boat parade, James Island County Park’s Holiday Festival of Lights and the Mt Pleasant Christmas parade are a few of my favorite things to do Read more about DECEMBER CALENDAR OF EVENTS IN CHARLESTON[…]

What Millennials Need to Know About Home Loans

One of the most pervasive myths about Millennials in the recent decade is that they do not want to purchase a home. This can come from the fixed nature of wages and the influx of educated professionals in the marketplace. Others think that it’s just the attitude of the generation. Regardless, most Millennials have relegated Read more about What Millennials Need to Know About Home Loans[…]

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019

FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019 Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350 FOR IMMEDIATE RELEASE 11/27/2018 Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. In most of Read more about FHFA ANNOUNCES MAXIMUM CONFORMING LOAN LIMITS FOR 2019[…]

NOVEMBER CALENDAR OF EVENTS IN CHARLESTON

Did somebody say Thanksgiving? I don’t know about, but I feel this year is going by at a rapid rate! This month also brings oysters, basketball, Holiday Festival of Lights, and chili. Here is your calendar of events for November: 1-3: Coastal Carolina Fair still in town, Ladson 1-3: Scottish Games and Highland Gathering 1-4: Read more about NOVEMBER CALENDAR OF EVENTS IN CHARLESTON[…]

holiday travel tips

Holiday Travel Tips for Charleston

Getting around during the holidays is a tough task, no matter the city. In Charleston, traveling during the holiday season can be a particularly difficult and arduous experience due to the size of the city and the increase in traffic during the holiday season. In planning any important or long journey, it’s essential to know Read more about Holiday Travel Tips for Charleston[…]

Keeping Your Home and Skin Fungus-Free During Humid Months

As a homeowner or resident of South Carolina’s coastline, learning to mitigate and manage fungus is part of the deal. Mold grows in humid, warm, and damp conditions — a common climate for SC. To no surprise, fungal infections like athlete’s foot and ringworm thrive in these conditions too. Learn how best to keep your Read more about Keeping Your Home and Skin Fungus-Free During Humid Months[…]

WE ARE LICENSED IN MULTIPLE STATES

Did you know that Zach Larichiuta and the Lucy Lending Team of Charleston are licensed in multiple states? We are now licensed in North Carolina, George and Florida: as well as our established license and presence in South Carolina. We feel it is vital to be available to our valued clients in every capacity that Read more about WE ARE LICENSED IN MULTIPLE STATES[…]