Charleston, South Carolina: the largest and oldest city in the entire state. This gorgeous port city, which was founded in 1670, has been around to witness America’s best and worst moments. It’s now evolved into a festive, bustling town that anybody would be lucky to lay eyes on. Charleston represents a harmonious marriage of the… Continue reading 6 Reasons Charleston Is The Perfect Home For You!
Author: chsmortgagelender
What is the Responsibility of a Co-Signer and When is One Needed?
A great question that often times is asked, is who and why you utilize a co-signer The co-signer is another individual acting as co-borrower to offset the primary borrowers needs. So for you, you are self employed and rightfully so, take all the deductions you can on tax returns. I am limited to evidence your… Continue reading What is the Responsibility of a Co-Signer and When is One Needed?
AUGUST CALENDAR OF EVENTS IN CHARLESTON
Did you know Charleston is the last place you will see the total Solar Eclipse on Aug 21st and considered the best city to watch it in?! Events for that day include the Eclipse Baseball Game at Joe Riley Park, an all-day program at the Children’s Museum, Citadel Mall is an official NASA viewing location,… Continue reading AUGUST CALENDAR OF EVENTS IN CHARLESTON
BUYING TIPS FOR THE SELF-EMPLOYED
Did you know more than 10% of the U.S. population identifies as self-employed, a freelancer or a solopreneur; and this isn’t even counting the gig economy. Many of these self-employed workers are entrepreneurs attributed to their tech and product innovations. While there is much praise for given to individuals who found their own businesses and… Continue reading BUYING TIPS FOR THE SELF-EMPLOYED
JULY IN CHARLESTON: CALENDAR OF EVENTS
Do you know what July in Charleston means? That means cookouts, vacation, sun, sand, the ocean and lots of fun events in our beloved city! There’s great music coming to town this month as well. The boys of summer are at it again at Joe Riley Stadium. It’s anyone’s guess what Riverdogs owner Mike Veeck… Continue reading JULY IN CHARLESTON: CALENDAR OF EVENTS
3RD TIMES A FAIL TO DEVELOP $1B LORELEI PROJECT OFF CHARLESTON’S UPPER PENINSULA
For the third time in a decade, a proposal to develop a prime piece of real estate on Charleston’s upper peninsula has fallen apart over access road. North American Properties had planned to transform the 160-acre Laurel Island site off Romney Street into a $1 billion upscale, mixed-use community. The plan included mixing retail with… Continue reading 3RD TIMES A FAIL TO DEVELOP $1B LORELEI PROJECT OFF CHARLESTON’S UPPER PENINSULA
5 HOUSING TRENDS WE EXPECT IN 2017
Many real estate experts are predicting an overall positive housing market for 2017, despite the uptick in interest rates that are checking in at 4.25 percent and higher as of June 1. Compared with below 4 percent in 2016, this rate rise could slow home sales. But, since interest rates are still at historic lows… Continue reading 5 HOUSING TRENDS WE EXPECT IN 2017
June Events In Charleston!
June is here and it is already steamy! Spoleto is almost half way over, but there are still lots of amazing things to enjoy from it. Our very own Stingrays Hockey team has made it to the Championship Finals of the Kelly Cup. If you love our local hero Bill Murray as much as we… Continue reading June Events In Charleston!
Fannie Mae Helps Borrowers with Student Loan Debt Qualify for a Mortgage!
Fannie Mae announced April 25th that they will make it easier for borrowers with student loans to qualify for a mortgage. This is great new for current and former students who have been overburdened by student loan debt. These changes will go into effect May 1st 2017. The Economist reported in June 2014 that U.S.… Continue reading Fannie Mae Helps Borrowers with Student Loan Debt Qualify for a Mortgage!
South Carolina Tax Credit
What is the SC Mortgage Tax Credit? The SC Mortgage Tax Credit is a Mortgage Credit Certificate (“MCC”) program administered by the South Carolina State Housing Finance and Development Authority (SC Housing) that provides a federal income tax credit to qualified homebuyers of up to $2,000 per calendar year. An MCC is a certificate that… Continue reading South Carolina Tax Credit