Zach Larichiuta and the Lucy Lending Team are thrilled to announce the 1% Down Payment Program available to our valued clients! With the newly released Homeownership Advantage Program; buyers no longer need a large sum of cash to secure a home. This program focuses on supporting first-time homebuyers, low- and moderate-income borrowers, and families in underserved areas. HIGHLIGHTS AND SPECIFICS TO THE PROGRAM • 2% Down Payment Assistance Grant • Fixed Rate with a 30-year term • 97%/105% LTV/CLTV for Purchase • DTI as high as 50% or as permitted by AUS • Credit Scores as low as 620 or as allowed by AUS • Temporary Buydowns • Boarder income or income from Accessory Unit • Borrower income limits apply except in Underserved Areas • Eligible Property Types: Single Family Residences, Condos, Townhomes • First time home buyer education prerequisite FLEXIBLE SOURCES OF DOWN PAYMENT AND CLOSING COSTS • Gifts Allowed • Borrowed Funds, including a loanDepot Personal Loan, to pay for closing costs and pre-paids You can finally reconsider renting despite little cash flow; you no longer need a large sum of cash to become a homeowner. We’re here to make your dream home even more accessible for you. Call Zach and the Lucy Lending Team to learn more about the program and get pre-qualified today! We can’t wait to be part of facilitating your dreams! Zach and the Lucy Lending Team 843-469-9010 www.charlestonmortgagelender.com [email protected]
HAVE YOU AVOIDED LOOKING TO BUY A HOME BECA– USE YOU FEAR YOU WILL NOT HAVE ENOUGH MONEY?
